{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"55505e931ceb5e2f7ec74636c5c3fea16aa42a5f9351cd8ae8240f7d5923c2d6","TimeStamp":"2025-11-24T02:43:58+05:30","TxnId":"IDF00000003450340072411250243559950","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF32ec14e5318d4bef829689dda131039b","OrgTxnRefId":"IDF00000003450340072411250243236683","OrgCustRefId":"532807295120","OrgTxnPayerAddr":"rahul0707y-1@okaxis","OrgTxnPayerAccNo":"636502010006416","OrgTxnPayeeAddr":"345034.lane07@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"UP32QX0707","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U16","OrgResDesc":"RISK THRESHOLD EXCEEDED","OrgTxnTimeStamp":"2025-11-24T02:43:57+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}