{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"84a97e63f0929978d8fb4b20e32bec70e3ea231b4fbac7c3d73f27313a7b9565","TimeStamp":"2025-11-23T15:54:12+05:30","TxnId":"IDF00000003450340072311251553088083","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFc899141747664793a472d8ac7082418e","OrgTxnRefId":"IDF00000003450340072311251552009900","OrgCustRefId":"568757245759","OrgTxnPayerAddr":"7982852565@ibl","OrgTxnPayerAccNo":"100031275331","OrgTxnPayeeAddr":"345034.Lane07@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"56.25","OrgTxnRemarks":"MP17CC1030","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-23T15:52:37+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}