{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"f02197a5cf0b896fcb345623a7be3592cc40764a0fee40f92cb6de6986c7a025","TimeStamp":"2025-11-23T10:30:14+05:30","TxnId":"IDF00000003450340072311251030123347","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFa044e3fd3bd64c98b33dc6dd1016e5a8","OrgTxnRefId":"IDF00000003450340072311251028052027","OrgCustRefId":"532706219864","OrgTxnPayerAddr":"ankitguptaji22-3@okaxis","OrgTxnPayerAccNo":"653047000041757223","OrgTxnPayeeAddr":"345034.lane07@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"AF00","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-23T10:28:42+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}