{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"a0781892e4d834068d66d9e08b4335f4aaf5b552b996c5936d0f62358c5dbe60","TimeStamp":"2025-11-22T16:58:11+05:30","TxnId":"IDF00000003450340072211251658084457","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF8bdc03d11000453aa2b3388366015526","OrgTxnRefId":"IDF00000003450340072211251655101160","OrgCustRefId":"114526818836","OrgTxnPayerAddr":"gulabjksingh64@okhdfcbank","OrgTxnPayerAccNo":"53860100037050","OrgTxnPayeeAddr":"345034.lane07@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"UP70AF00","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U03","OrgResDesc":"NET DEBIT CAP IS EXCEEDED","OrgTxnTimeStamp":"2025-11-22T16:56:25+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}