{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"2c60f93de8f739d88308af29ff9ed6e4880eaa15130cbff67367acd58dbc3683","TimeStamp":"2025-11-22T14:29:41+05:30","TxnId":"IDF00000003450340062211251429391123","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFae174adf37244c029307af0e1c7022ed","OrgTxnRefId":"IDF00000003450340062211251427321193","OrgCustRefId":"538213632206","OrgTxnPayerAddr":"9820742927@ybl","OrgTxnPayerAccNo":"00761610136623","OrgTxnPayeeAddr":"345034.Lane06@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"MP66CA0853","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U16","OrgResDesc":"RISK THRESHOLD EXCEEDED","OrgTxnTimeStamp":"2025-11-22T14:27:59+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}