{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"bf632ea18bdef7a6d7abff693fcfc02aa9743e9cb90de5fc69d702bd915dca3a","TimeStamp":"2025-11-22T02:52:39+05:30","TxnId":"IDF00000003450340032211250252343310","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF7834bd00a0ba4641a3dff3b811fe9636","OrgTxnRefId":"IDF00000003450340032211250252024483","OrgCustRefId":"871188205377","OrgTxnPayerAddr":"8979910096@ybl","OrgTxnPayerAccNo":"00000035786432709","OrgTxnPayeeAddr":"345034.Lane03@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"400.00","OrgTxnRemarks":"HR46E3211","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-22T02:52:14+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}