{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"8ae689abb9a4ea0f4707fa049881dfa42ef3e608583f6ea0f6c0c67996770268","TimeStamp":"2025-11-22T19:15:58+05:30","TxnId":"IDF00000003450340022211251915367733","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFd6c7c49cb23940a18f53f0476da96c89","OrgTxnRefId":"IDF00000003450340022211251913102203","OrgCustRefId":"772359101627","OrgTxnPayerAddr":"9402565416@ybl","OrgTxnPayerAccNo":"00000030395559599","OrgTxnPayeeAddr":"345034.Lane02@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"56.25","OrgTxnRemarks":"MP17ZQ3344","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-22T19:14:23+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}