{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"ef3b583b723a270d8fc2658eb66b46939dfcac2077b7f4494685ee9396b98d1f","TimeStamp":"2025-11-22T11:56:33+05:30","TxnId":"IDF00000003450340012211251156104453","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF1de68cf4882b4650ada5bdaeb031f90e","OrgTxnRefId":"IDF00000003450340012211251155339963","OrgCustRefId":"651332391416","OrgTxnPayerAddr":"8989189926-2@ybl","OrgTxnPayerAccNo":"094801508330","OrgTxnPayeeAddr":"345034.Lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"56.25","OrgTxnRemarks":"MP17T9900","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-22T11:56:07+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}