{"header":{"reqId":"IDF00000003450340022211252227394417","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-22T22:27:39.417Z"},"qrNote":"MP17ZL2646","virPayAddr":"345034.Lane02@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340022211252227394417","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}