{"header":{"reqId":"IDF00000003450340012211251155339963","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-22T11:55:33.963Z"},"qrNote":"MP17T9900","virPayAddr":"345034.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340012211251155339963","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}