{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"841cad2f6a02d60d6c1d0a43fc556d054ca2243ee9a6e108695c1edc76df6d84","TimeStamp":"2025-11-21T06:54:41+05:30","TxnId":"IDF00000003450340042111250654189977","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF4c134434f03b4c4fb96906e5f438e201","OrgTxnRefId":"IDF00000003450340042111250647221190","OrgCustRefId":"114450077132","OrgTxnPayerAddr":"guptaadarsh303-1@okhdfcbank","OrgTxnPayerAccNo":"65285900000000002295097000","OrgTxnPayeeAddr":"345034.lane04@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"MP19CC8044","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-21T06:47:45+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}