{"header":{"reqId":"IDF00000003450340082111252114077750","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-21T21:14:07.750Z"},"qrNote":"MP17B8042","virPayAddr":"345034.Lane08@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340082111252114077750","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}