{"header":{"reqId":"IDF00000003450340012111250248262243","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-21T02:48:26.243Z"},"qrNote":"MP17ZL9098","virPayAddr":"345034.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340012111250248262243","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"575.00","curr":"INR"}}