{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"bbd8191dd62781344a1b5e0cfae4395228b93d8d0df30d06e7d945ffdb36f5d0","TimeStamp":"2025-11-20T19:33:37+05:30","TxnId":"IDF00000003450340012011251932531147","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFb4915b3624564570b76c7a8e7dcc5a42","OrgTxnRefId":"IDF00000003450340012011251931558803","OrgCustRefId":"362641336612","OrgTxnPayerAddr":"9755620289-2@ibl","OrgTxnPayerAccNo":"65285000001015240009444590","OrgTxnPayeeAddr":"345034.Lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"56.25","OrgTxnRemarks":"MP17CC3607","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-20T19:32:12+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}