{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"95efc8ef60741e12b840524a6a47323211e3514fa0d761d717fbb6c0a3e94509","TimeStamp":"2025-11-20T12:52:54+05:30","TxnId":"IDF00000003450340012011251252316677","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF35338e7094f545c5ac7079b3dc0c4b11","OrgTxnRefId":"IDF00000003450340012011251251196637","OrgCustRefId":"843622648382","OrgTxnPayerAddr":"8109662131-2@ybl","OrgTxnPayerAccNo":"35615500003561558861135467","OrgTxnPayeeAddr":"345034.Lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"MP41C8504","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-20T12:51:49+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}