{"header":{"reqId":"IDF00000003450340052011252239554497","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-20T22:39:55.497Z"},"qrNote":"MP17CC3693","virPayAddr":"345034.Lane05@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340052011252239554497","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}