{"header":{"reqId":"IDF00000003450340032011251546079980","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-20T15:46:07.980Z"},"qrNote":"MP17AF00","virPayAddr":"345034.Lane03@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340032011251546079980","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}