{"header":{"reqId":"IDF00000003450340081911252137308850","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-19T21:37:30.850Z"},"qrNote":"MP04YS4425","virPayAddr":"345034.Lane08@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340081911252137308850","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"106.25","curr":"INR"}}