{"header":{"reqId":"IDF00000003450340061911251504078837","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-19T15:04:07.837Z"},"qrNote":"MP17G2998","virPayAddr":"345034.Lane06@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340061911251504078837","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}