{"header":{"reqId":"IDF00000003450340011911251027235523","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-19T10:27:23.523Z"},"qrNote":"MP17","virPayAddr":"345034.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340011911251027235523","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}