{"header":{"reqId":"IDF00000003450340081811252353569943","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-18T23:53:56.943Z"},"qrNote":"MP04CX7546","virPayAddr":"345034.Lane08@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340081811252353569943","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"106.25","curr":"INR"}}