{"header":{"reqId":"IDF00000003450340061811250057088853","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-18T00:57:08.853Z"},"qrNote":"MP17CD0528","virPayAddr":"345034.Lane06@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340061811250057088853","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}