{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"3702a09ad009b25dffabead12b1b716f66398d7a1c361808dcb4f8a2e0c6a0a9","TimeStamp":"2025-11-17T20:26:57+05:30","TxnId":"IDF00000003450340041711252026552207","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF1458bd235d0a449bbea8f590091ed458","OrgTxnRefId":"IDF00000003450340041711252020078840","OrgCustRefId":"387686094480","OrgTxnPayerAddr":"6265506002-2@ibl","OrgTxnPayerAccNo":"00000035218193836","OrgTxnPayeeAddr":"345034.Lane04@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"56.25","OrgTxnRemarks":"MP17TA1163","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-17T20:20:31+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}