{"header":{"reqId":"IDF00000003450340081711251926562213","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-17T19:26:56.213Z"},"qrNote":"MP18P1899","virPayAddr":"345034.Lane08@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340081711251926562213","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"368.75","curr":"INR"}}