{"header":{"reqId":"IDF00000003450340071711251406388813","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-17T14:06:38.813Z"},"qrNote":"UP70FF7566","virPayAddr":"345034.Lane07@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340071711251406388813","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"106.25","curr":"INR"}}