{"header":{"reqId":"IDF00000003450340061711251835517797","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-17T18:35:51.797Z"},"qrNote":"MP19CD0531","virPayAddr":"345034.Lane06@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340061711251835517797","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"106.25","curr":"INR"}}