{"header":{"reqId":"IDF00000003450340041711251809011147","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-17T18:09:01.147Z"},"qrNote":"MP17TA2440","virPayAddr":"345034.Lane04@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340041711251809011147","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}