{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"5eb3fbe0187f843ccae4445c3b2fde734717c46cecc9df57e37080e74addf06e","TimeStamp":"2025-11-16T22:54:10+05:30","TxnId":"IDF00000003450340021611252253479927","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF727a9590dded41aebdfaabfe2690fac6","OrgTxnRefId":"IDF00000003450340021611252252261140","OrgCustRefId":"532057186630","OrgTxnPayerAddr":"mayanksingh.2860@oksbi","OrgTxnPayerAccNo":"00000020393811546","OrgTxnPayeeAddr":"345034.lane02@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"UP70FS8182","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U67","OrgTxnTimeStamp":"2025-11-16T22:52:44+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}