{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"0120546be4123596aa57af501fad2cfdc07b2988e2da3235dbb696a861d16897","TimeStamp":"2025-11-15T21:44:09+05:30","TxnId":"IDF00000003450340011511252144085597","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDFc523d7424bdb4ed2ba636628c895bfbb","OrgTxnRefId":"IDF00000003450340011511252142171117","OrgCustRefId":"531958585440","OrgTxnPayerAddr":"9450214282@ptsbi","OrgTxnPayerAccNo":"00000031265541969","OrgTxnPayeeAddr":"345034.lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"106.25","OrgTxnRemarks":"UP52AQ0012","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"SUCCESS","OrgResCode":"000","OrgResDesc":"Approved","OrgTxnTimeStamp":"2025-11-15T21:43:49+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}