{"header":{"reqId":"IDF00000003450340071511252329527780","userId":"MID345034","version":"01","clientID":"TID345034Lane01","channel":"MOB","timestamp":"2025-11-15T23:29:52.780Z"},"qrNote":"MP17ZJ7617","virPayAddr":"345034.Lane07@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450340071511252329527780","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"56.25","curr":"INR"}}